Friday, 24 February 2012

InPress ..Meeting with Natwest Business Manager

Today Sadie and I went to Natwest to have a chat with their business manager. She was a lovely lady, extremely helpful and gave us some great tips for starting up our business. She didn't really have any criticism over the figures that we showed her except that we may be aiming a bit high charging £100 an hour. So we decided to say that we will charge £25 an hour per designer, as not all four designers will be working on a project at one time.

She also mentioned that we should be a limited company as our estimated yearly turnover is £89,074 which goes over the VAT registration threshold (£73,000) we will then have to be VAT registered, the best way to deal with this is to get an accountant. We will also have to register our company by filling out a form IN01 application to register a company and send to Companies House along with a registration fee.






She also mentioned that our figures on car insurance, tax and MOT can't go through the company books unless its a company car. We decided that instead we will use city car club, as we won't need a car the majority of the time as we are based quite close to the train station.
She told us to take advantage of anything free, which reminded us that we are able to use the college facilities for a year after we graduate. So we do not need to buy any screen printing equipment until we have started to make an income, this will cut down our start up cost by about £300.
She said to take advantage of any chances to do work experience, whether it be doing free design work to get ourselves known both as individuals and as a collective or working in studios to watch them, learn how they run and even learn from their mistakes.
She told us about the Leeds uni and Met business sectors that offer advice and mentorship. Here are a few other names, websites and places she told us to check out.
Spark and business innovations- Barry Blake
Yorkshire enterprise- Owen Jackson 079515293865, 01132470000
Chamber and Government are trustworthy places to get loans
Natwest.com- start up business.

No comments:

Post a Comment